How to Do a Background Check on Yourself

Conducting a background check on yourself can be a proactive way to ensure your records are accurate and avoid surprises during job applications, rental agreements, or other personal evaluations. This guide outlines the comprehensive steps required to perform a background check on yourself.

Why Perform a Background Check on Yourself?

A self-background check helps identify inaccuracies, outdated information, or potential red flags in your records. Employers, landlords, and institutions often rely on such reports, and knowing what they might see allows you to address discrepancies beforehand.

Step-by-Step Guide to Conducting a Background Check on Yourself

1. Verify Your Identity Information

Start by reviewing the basics:

• Personal Information: Confirm your full name, aliases, Social Security Number (SSN), and date of birth are correct in all records.
• Address History: Compile a list of previous and current addresses. This information is often used as a cross-reference in background checks.

2. Check Your Credit Report

Your credit report is a critical part of most background checks:

• Obtain a free annual credit report from the three major credit bureaus: Equifax, Experian, and TransUnion.
• Look for inaccuracies, such as incorrect balances, unauthorized accounts, or outdated information.
• Dispute errors directly through the bureau’s website if needed.

3. Review Your Criminal Records

Ensure your criminal record, if any, is accurate:

• Local Court Records: Check online databases or visit your local courthouse.
• State and Federal Records: Access state-specific resources or federal databases like the FBI’s Identity History Summary.
• Third-Party Websites: Some private websites aggregate criminal records, but be cautious about their accuracy and ensure they are reputable.

4. Inspect Employment History

Employers often verify past work experiences:

• Review your resume to ensure alignment with official records.
• Contact previous employers to confirm they have accurate documentation of your tenure and job titles.
• Use platforms like The Work Number for employment verification reports.

5. Validate Education and Certification Records

Educational credentials are a key verification point:

• Contact your alma mater to obtain transcripts or certificates.
• Verify that your degree or certification is correctly listed in public and employer-accessible records.

6. Audit Your Social Media Presence

Social media platforms provide a wealth of information:

• Google yourself to see what appears in public search results.
• Review your social media profiles for any potentially damaging posts or photos. Adjust privacy settings as needed.
• Use tools like BrandYourself to monitor and clean up your online reputation.

7. Check Professional Licenses and Memberships

Ensure your professional licenses and memberships are up to date:

• Verify the status of any industry-specific certifications.
• Confirm membership details with professional organizations.

8. Assess Driving Records

Driving records can influence job eligibility, especially for roles requiring driving:

• Obtain a copy of your driving record from your state’s Department of Motor Vehicles (DMV).
• Verify the accuracy of traffic violations, license status, and other relevant information.

9. Review Public Records

Public records can reveal a range of personal information:

• Property Records: Verify ownership records for properties in your name.
• Civil Cases: Check for lawsuits, liens, or judgments filed against you.
• Bankruptcies: Confirm the accuracy of any bankruptcy filings.

10. Conduct a Comprehensive Background Check via a Third-Party Service

For a complete overview, consider using a reputable third-party background check service:

• Services like TruthFinder, Intelius, or GoodHire compile multiple records into a single report.
• Ensure you choose a service that complies with the Fair Credit Reporting Act (FCRA).

What to Do If You Find Errors

Dispute Incorrect Information

If you encounter inaccuracies in your records:

• Follow the official dispute process for the agency or database holding the incorrect information.
• Provide documentation supporting your claims.

Clear Up Past Issues

• For criminal records, inquire about expungement or record sealing in your jurisdiction if eligible.
• Pay off outstanding debts or judgments that appear on your credit or public records.

Improve Your Online Reputation

• Regularly monitor your online presence to ensure accuracy.
• Engage in positive, professional activities that enhance your digital footprint.

Tips for Maintaining an Accurate Background Check

1. Regularly check your credit report and dispute errors promptly.
2. Monitor your social media presence and use professional networking platforms.
3. Keep official documentation of your education, employment, and certifications.
4. Stay informed about your legal and financial standing.

Performing a background check on yourself is not just a reactive measure—it’s a proactive way to ensure your personal records are up to date and error-free. By following these steps, you can present your best self in any professional or personal scenario.