The technology has improved the way of doing activities also improved its quality. Earlier it is not always possible to record everything so systematically without any error. Even it is very difficult to manage so many things together manually. But the use of technology has solved all these problems and helps people in all ways. It not only aims at benefiting the businesses but also the individual people too. The application of technology is present everywhere due to its numerous benefits being offered. Nowadays, even banks have adopted the use of technology to serve their customers. They are taking the help of technological advancement to be more transparent and accurate in their operations. 

Earlier it was not possible for banks to assess so many people manually and to keep a check on their every transaction. With the help of tech tipsthey can do this so. Whenever we require money, we go to banks, but banks lend money to some people and not all the people. Have you ever thought of the reason behind this?The logic is simple;if the person is not financially capable of repaying the debt then the bank will never lend money to him? Banks use some measures or indicators with the help of which bank take their decisions. A credit score is also one of the indicators used by banks to assess the credit score of their customers. 

Banks simply check the credit score of the people who want to borrow money which shows their past loans, their repayment scheduled or financial health, etc. you can also review your credit score with the help of various applications available on the internet. You can now easily keep a check on the new updates or any kind of information that you want to understand with the help of social media. YouTube is the most used social media. There are many videos available on YouTube, a video by speaker Govind is a very useful video which helps in explaining the meaning, how to calculate and importance of credit score. 

He also helps the viewers by mentioning an app one score app that we can download to calculate our credit scores. There are some ways or tips through which you can increase your credit scores by tech.

  • Assessing your credit report: you can get your credit report and can easily assess your credit report carefully to find any defect or problem in it. 
  • Pay on time: you can take the help of the various reminders to make yourself alert of knowing the deadlines of paying. Either it is any kind of bill, loan, interest payment or anything you must try to pay it in advance. 
  • Go for advances: you can also pay some bills well in advance if you have sufficient cash. It will help you in increasing your credit score. 
  • Paying off debts: if you have taken any debt then try to pay it off on time avoiding any delays. Now the question is how to check cibil score, the obvious answer is to download the one score app and find out your credit score easily.