Discover 12 Best PayPal Alternatives

Discover 12 Best PayPal Alternatives

One of the best online payment systems is PayPal. However, PayPal is not available in some countries. Good thing there are available money transfer apps that offer you the best exchange rate like US Dollars (USD) to Jamaican Dollar (JMD.
Additionally, PayPal can freeze your account, and they have high chargeback fees. It can take months to recover the funds on a limited PayPal account.

One of the advantages of using PayPal is, it is safe and secure to transfer and receive money through PayPal. It is now easy to find the best PayPal alternatives for sending and receiving funds on the internet. 

Top 15 Best PayPal Alternatives For Online Payments In 2021

1. Square

It is perfect for small business owners to process small payments from their customers. It currently offers payment processing services in Japan, Australia, UK, Canada, and the US. It is a cheap online payment process platform since it does not have refund fees, business card fees, and authorization fees. 

2. Payoneer

It is perfect for small businesses, contractors, and freelancers. They can use it to process payments and receive money from their international customers. It supports online and bank-to-bank transfers. It has no transfer limit if it offers currency conversions, including JPY, INR, USD, GBP, EUR, CNY, CAD, and AUD.  

3. Stripe

It is perfect for online businesses and E-commerce for handling online transactions. It offers real-time financial reporting, tools for optimizing checkout, machine learning fraud prevention, and credit card processors. It accepts payments from international customers since it is available in 41 countries. 

4. WePay

It is perfect for individuals and small business owners. They can use it for crowdfunding or transferring funds online. It is only available in Canada, the UK, and the US. It is compatible with Apple Pay and offers basic debit, credit, and CH processing. It has a daily transaction limit of 10,000 US Dollars per week. 

5. Skrill

It is perfect for online payments and transferring funds from anywhere in the globe. It is a fast and trustworthy online money transfer service. It offers online payments and money transfers. It supports 38 currencies. It is available in almost every country. However, it is more expensive to use because of their high service charges. 

6. Venmo

It is perfect for bank-to-bank transfers of money and online payments. You can use your mobile phone to transfer money through Venmo. This is because it is a peer-to-peer mobile payment application. It supports online purchases and peer-to-peer payments. Venmo fees are much lower than the fees of banks and other financial institutions. 

7. TransferWise

It is perfect for businesses and individuals who want to transfer funds between two countries. It charges fees based on the currency and the amount. It is available in the US, New Zealand, Australia, Singapore, the UK, and the EU. Its fees are much lower than that of traditional banks. And it has no registration fees. 

8. Google Pay

It is perfect for merchants and individuals for free online payments and receipts. Users can make online payments for free. You can use your debit, credit, or gift cards to make payments. It supports in-app purchases, online and in-store purchases. It is available in 28 countries. You can use it to transfer money. 


It is perfect for Banks, Accountants, small to medium-sized businesses, and many more. It is easy to integrate it into an accounting system. It detects duplicate invoices. It offers automatic data entry and more flexibility for new payments, including international wire transfers, ACH, and virtual cards. 

10. Dwolla

It is perfect for government agencies, non-profit organizations, small and medium-sized online businesses, and self-employed individuals. It is available in 180 countries and supports 35 currencies. It offers API scalability. It is ideal for cross-border online payment processing and online bank transfers. 

11. ProPay

It is perfect for payment facilitators, developers, direct selling companies, and internet service providers for processing online customer payments. It is easy to integrate it with your shopping cart. It supports 180 currencies and is available in more than 35 countries. It stores customer cards for repeat billing. 

12. Braintree

It is perfect for online businesses offering subscription-based services. It supports various types of online payments. It focuses on subscription-based and e-commerce customers. It is ideal for recurring bills. It provides third-party integration and data encryption. It is a merchant account gateway. 

These are the best PayPal alternatives. Some of these alternatives are much cheaper to use than using PayPal. The most important thing is to choose a safe and secure PayPal alternative that suits your business needs.

Posted Under Uncategorized