Get paid to pay? It sounds too good to be true, but for thousands of people using the Kotak811 Mobile App, that’s exactly what’s happening. Every time they pay rent, order food or send money to a friend via UPI, they’re unlocking cashback, vouchers and exclusive offers—turning everyday transactions into rewarding moments. Moreover, it doesn’t stop there. The same app that helps them earn on payments also ensures that their savings don’t just sit idle but grow effortlessly through smart investment options.
Earn Rewards on UPI Transactions
For most people, spending is easy, but growing money often feels complicated. Whether it’s a professional managing expenses or a small business owner juggling payments, a banking experience that rewards different transactions and makes investments effortless can make a real difference.
With the Kotak811 Rewards Program, users don’t have to chase benefits—rewards find them. There are Milestone Rewards for reaching transaction targets, Surprise Rewards that show up unexpectedly and Jackpot Rewards that bring bigger wins during special promotions. Whether shopping online, paying bills or making routine transfers, customers can earn cashback and vouchers at popular merchants, ensuring that spending is never just an expense.
Investing Made Simple with Kotak811
Beyond rewards, Kotak811 takes the guesswork out of growing savings. Many people hesitate to invest, either because they don’t know where to start or fear making the wrong choices. The Kotak811 App simplifies wealth creation with options like Systematic Investment Plans (SIPs) for long-term growth, fixed deposits (FDs) for stable returns.
A standout feature of Kotak811, ActivMoney ensures that idle funds don’t go to waste. It automatically moves idle funds into a fixed deposit (FD), offering higher interest rates while keeping money easily accessible when needed. By combining the benefits of liquidity and better returns, this feature helps users make the most of their savings effortlessly, without the need for constant monitoring or manual transfers.
In an age where banking should be as intuitive as ordering groceries online, Kotak811 is reshaping how users interact with their money. From earning cashback on daily transactions to growing savings without effort, the app provides a financial experience that’s built around real-life needs.
Open a Kotak811 Zero Balance Savings Account and start earning rewards on UPI transactions while making the most of easy investment options. Download the Kotak811 App today and turn payments into an opportunity.
ActivMoney (Auto Sweep) is a facility of automatically sweeping out funds above a pre-specified threshold from your Current/Savings Account to a Term Deposit (TD) Account for 180 days. In case of insufficient balance/Sweep in threshold in Savings Account, the TD will be broken prematurely and the required amount will be transferred to Savings Account.
Default Sweep Out and Sweep In for limit for an account variant are the minimum thresholds and one will not be able to opt for limits lower than these. Auto-Sweep out of funds above a pre-specified threshold from Savings to Fixed Deposit will be for 180 days and in multiples of Rs.5,000/- The nomination registered for Saving Account will apply for FDs created through ActivMoney. If customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the fixed deposit will be applicable to fixed deposits booked under ActivMoney.
Bank may at its absolute discretion discontinue/suspend any of the services completely or partially with or without any notice to me.
Mutual Fund investments are subject to market risks. Read all scheme relayed documents.
Simple interest rate applicable for Fixed Deposits less than 3 Crores is 6.80% p.a. (additional 0.5% applicable to Resident Sr. Citizens) for 12 months & 25 days to less than 23 months and is subject to change.
T&C apply
For more information, please visit the digital bank’s website
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