Owning a car means being free to travel wherever and whenever you like, and owning your own vehicle is key to enjoying life. If you’re a car enthusiast your vehicle is probably an extension of your personality, a flash on the roadside that catches the eyes of pedestrians and fellow drivers alike.
But, like any car lover, you’ve undoubtedly noticed that the cost of running a vehicle, keeping it roadworthy, taxed, in good working condition, and legal is rising at an extraordinary rate. It’s these rising costs that have left many motorists weighing up the option of cutting out their cars completely while others restrict time with their motors to Sunday car washes and detailing on the driveway.
One of the most expensive elements of running a vehicle is insurance, so in this post, we’ll explore some of the ways you can find the cheapest car insurance and keep your premiums under control in 2024. Read on to find out more.
Always Compare
Many consumers find themselves fatigued with comparing prices online, but when it comes to car insurance, it’s an essential process. Finding a car insurance comparison site that has dozens of carefully handpicked providers that have a reputation for treating their customers fairly is a great place to start.
Consider what you need from a policy, the type of cover you need, and what extras are considered essential to you (not the provider). When you have a list of fully bespoke car insurance policies to pick from, you’re sure to find one that offers the right cover and the right price.
Consider Your Car Insurance Group
If you’re in the market for a classic car, or a particular new toy to play around with then consider the car insurance group it may fall into. Always check the group it falls into before you purchase a new vehicle, powerful engines will always cost more to insure!
Drive A Little Less
According to insurance providers, the fewer miles you drive, the less likely you are to have an accident. So, if you want to keep those premiums under control, consider reducing your annual mileage. Always remember to provide an accurate estimate and don’t lie to your provider – any claim you do make could be invalid.
Don’t Park on the Road
If your car is parked in a well-lit area, near your home – preferably on a driveway, then your premiums will be positively impacted. Consider your options here and see whether or not parking on your drive is cheaper than in your garage – many insurance providers assume drivers are more likely to claim after damaging their vehicle when exiting/entering their garage! So comparing these pricing options is worth it.
Final Thoughts…
Just because things are getting more expensive, doesn’t mean you have to give up your pride and joy. Consider the options above such as parking on your driveway or in a well-lit area, comparing as many prices and providers as possible, and even paying your car insurance in full annually to keep your premiums down – happy driving!
