Monsoon is a festival season for the farmers, favorite season of children, and a soothing season for the scorching summer heat. Monsoon comes with its set of merits and demerits. Excess rainfall can cause significant damages and if proper care is not taken while walking or driving vehicles during monsoon can invite unwanted experiences.
Riding a two-wheeler during monsoon can be both challenging as well as pleasing at the same time. With unlimited risks associated with two-wheeler on the roads during monsoon season, it is essential to maintain a valid two wheeler insurance policy for your two-wheelers to financially secure yourselves against the damages that might incur to your vehicle or the driver/ third party/ co-passenger.
5 Tips for Driving Two Wheelers in Monsoon
Check the Tyres
During the rainy season, your vehicle needs to pass through accumulated water bodies for a long period. Because of this reason, it is essential to check the tires of your vehicle for any wear and tear or loss of air. If the tyre gets flat during the ride, it can lead to accidents.
Keep the Two-Wheeler Chains Lubricated
Water can reduce the lubrication of the chains that keep the vehicle moving smoothly. If you regularly lubricate them, the chances of vehicle breakdown will significantly reduce.
Avoid the Rainbows
If you are a regular rider, you might have noticed rainbow colors on the roads during monsoon season. These are nothing but a mixture of oil or grease with water. This mixture makes the road more slippery. Avoid going over such areas and if it is necessary, drive slowly over them.
A distance between the vehicles is essential to avoid possible accidents. Make sure to maintain a safe distance from other vehicles to eliminate such risks.
Keep the Headlights On
During heavy rains, many accidents take place due to low visibility. To avoid this, you can make yourself visible by keeping the headlights on.
What are the Benefits of Two-Wheeler Insurance?
Leading financial providers like Bajaj Finserv with CRISIL’s FAAA and ICRA’s MAAA high rating offers a range of financial products with an easy application and hassle-free claim process. Here are some of the benefits offered by the company when you apply for bike insurance:
Quick Online Processing
With an easy and quick online processing, you can apply for third party bike insurance within a few steps from anywhere. You just need to provide a few basic details, and you are ready to go. Your policy will be issued soon after your premium payment.
Flexible Coverage Selection
With a two-wheeler insurance policy from Bajaj Finserv, you have the freedom to choose from third-party liability only cover and a comprehensive cover. However, it is recommended to choose the later one for higher coverage at lower costs.
Discounts in Premium
If you have maintained a good rider record or if you have installed security devices in your vehicle, you can avail discounts on the premiums of the two-wheeler insurance.
No Claim Bonus (NCB)
If you have not made claims from one year, you can avail the NCB. Here your premium payments are lower, and you can get additional benefits and discounts for the same.
If you wish to switch your financial provider and you have not made any claims during the past one year, you can transfer 50% of the accrued NCB bonus to the new financial provider without any additional charges applied.